Travel Insurance, Travel Insurance Policy - Ask Travel Editors.com
When you book your flight or
cruise or a package holiday, the travel agent invariably offers you travel
insurance. Such insurance is of essential.
Yet, how many of us actually
bother to read the small print?
Do you know what your travel insurance
What is the accident cover?
What is the medical cover?
Does it include emergency transportation
back to your country in case you need specific, emergency treatment?
What is the cover for valuables and
What is the third party/public liability
What important exclusions are provided
- that means you can't claim under those circumstances?
What is the excess limit? You pay for
the initial amount specified.
Does the travel insurance company
provide emergency telephone support?
What are the claim procedures - do you
need to make a claim within a specified time?
What evidence do you require for the
claim? Receipts, Police Reports, Hospital Reports?
Such questions may seem unimportant.
Fortunately, most people never need to make a claim on their insurance policy.
The big problem arises when you need to make a claim - and you find out at that
stage that you are either not covered or that you are inadequately covered.
That is the last thing you need when you
are already stressed by the problem that you are facing.
The moral of the story: Insure, read the
small print when booking your policy, keep the policy safely - and follow the
instructions carefully if you need to make a claim.
All rights reserved and protected -
All TM acknowledged and respected
Travel Insurance, Compare Travel Insurance - Ask Travel Editors